What is My Prepaid Balance? MyPrepaid Balance is the amount of money you deposited into your bank account before the close of each billing cycle. The term myprepaidbalance is a misnomer; it does not represent the actual amount of cash deposited. Rather, it represents the approximate amount of money that you are likely to have in your account by the close of the billing period. With myprepaidbalance set to zero, it simply signifies that the transaction history for that particular account is completed and no further transactions are scheduled. For example, if you set myprepaidbalance to five hundred dollars and you do a one hundred dollar transaction, your balance is set at the amount of five hundred dollars.

myprepaidbalance

 

How is a prepaid balance calculated? The myprepaidbalance is the amount of money due from you as a debit on your debit card or credit card. This amount is subtracted from the actual balance that you have in your account. (For example, if you have five hundred dollars in your checking account and you do a ten dollar transaction, your account will be credited with five hundred dollars.) Any money remaining in your account after the subtraction of the debit from the account and any fees that have been previously assessed are applied as a charge to your preapproved credit line for the full amount of the transaction.

 

Can I change my preapproved credit line? You can change your preapproved credit line at any time by clicking the "Transfer Money" icon that is located next to the cash register or by contacting your bank. You will need to provide your debit/credit card number and your bank routing number in order to make the change. To view your preapproved balance, log onto the internet and visit the online banking website. You will need to scroll to the bottom of the page where you will find a link to "Transfer Money".

What Are The Benefits Of Loading MyPrepaidbalance?

 

Is myprepaidbalance a secure credit card? Yes. Most if not all major banks do use Secure Environments, or SSL, which ensures that financial institution customers' personal and financial data is transmitted through the Internet securely. This makes it impossible for anyone but the intended recipient to intercept your information, including your money. In addition to this, most reputable banks will perform random security scans on web sites that accept cards, credit cards, and MyPrepaidbalance. If these scans uncover any unauthorized transactions, the bank will halt the transactions until the investigation is complete.

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How can I login to myprepaidbalance? Your account can be accessed using a web browser. If you choose to login using a web-based login, you will be asked to choose a unique username and password. If you have forgotten your username or password, you can utilize the "forgot username or password" link to create a new account. If you select the "forgot password" link, you will be required to create a new account with a different username and password.

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How do I withdraw from mymyprepaidbalance? If you are accessing your account online, you can access your account by selecting "MyPrepaidbalance" and selecting "draw." You will then be given the option of selecting "one" or "both" mode. You can then login as usual to access your online account.

 

What if I don't have access to myprepaidbalance? If you have forgotten the username or password associated with your account, or if you would like to access your account remotely but cannot because you are traveling abroad, you may be able to use another method of accessing your account. A new website called reloadmaster allows you to access your myprepaidbalance online by accessing your account and selecting "Reload Now." After you have entered your information, you will be prompted whether or not you wish to load your account with funds (one of the major benefits of reloadmaster).

 

Can I change my mind at any time? Some people like to make changes to their prepaid card details once they realize a mistake has been made. In situations such as these, it is recommended that you login as usual to access your account. Otherwise, you will be unable to make changes until your myprepaidbalance is deactivated. If you choose to cancel your subscription, your card details will be removed from the database and you will not receive a refund for your prepaid balance.

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